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What is European breakdown cover? 


This is our highest level of cover and we like to think it does it all. So, as well as coming to your assistance at home and anywhere in the UK, getting you a local recovery, and providing alternative transport or accomodation... we're on hand in Europe too! So that road trip you've been planning just got a little less stressful.

On price comparison websites, UK and European Assist may be referred to as Nationwide Recovery & European Assistance.

Why choose Britannia Rescue European breakdown cover?

24/7 roadside assistance

Expert roadside help or recovery to a local garage if you break down over ¼ mile from home.

Unlimited call-outs

You can call us out as many times as you need - as long as it’s not a recurring problem.

Support 24/7

Count on our network of over 4,000 breakdown professionals 24 hours a day, 365 days a year.

Getting you safely back home

You'll have UK nationwide recovery, so if we can't fix your car on the spot or at home, we'll sort recovery for you and your passengers to anywhere in the UK, including back home.

Hire car abroad

Alternative travel arrangements, such as a hire car, if you break down in Europe.

Overnight accommodation

We'll arrange somewhere for you to stay if repairs can't be completed in time for your return journey.

Our breakdown cover options

UK & European Assist
£138.32 a year

This is our highest level of cover and we like to think it does it all. So, as well as coming to your assistance at home and anywhere in the UK, getting you a local recovery, and providing alternative transport or accommodation... we're on hand in Europe too!

That road trip you've been planning just got a little less stressful.

On price comparison websites, UK & European Assist may be referred to as Nationwide Recovery & European Assistance.

£92.82 a year

Get all the same benefits as Roadside & Home Assist and UK Recovery, plus:

  • Hire car, alternative transport or overnight accommodation should you need it.

On price comparison websites, UK Recovery & Home Assist may be referred to as Nationwide Recovery & Home Start.

£66.43 a year

We’ll come to the rescue if you break down more than 1/4 mile away from home and get you and your passengers anywhere in the UK if we can’t fix your car.

  • We’ll fix on the roadside or get you to your destination, nationwide.
  • Recovery to a destination of your choice with the UK.

On price comparison websites, UK Recovery may be referred to as Nationwide Recovery.

£60.06 a year

If your car breaks down at home or on the road, we’ll be there to get it sorted as quickly as we can.

  • We’ll try to get you going again wherever you are in the UK.
  • Recovery to a local garage up to 10 miles from where you've broken down.

On price comparison websites, Roadside and Home Assist may be referred to as Local Recovery & Home Start.

£30.03 a year

If your car breaks down, it doesn’t matter who’s driving. We’ll be there when you need us.

  • Get help if you’re at least 1/4 mile away from home.
  • Recovery to a local garage up to 10 miles from where you've broken down.

On price comparison websites, Roadside Assist may be referred to as Local Recovery.

Compare our breakdown cover

More about Britannia Rescue breakdown cover

We don't cover:

  • A fault that doesn't stop you driving such as a faulty headlight or washer jet.
  • A car that's not roadworthy or is without valid road tax or an MOT.
  • Any vehicle that's being used as a taxi for private or public hire or for delivery or courier service.
You can get these and other documents from us in braille, large print or audio by sending us an email.
Britannia Rescue policy wording 128 KB
Britannia Rescue Insurance Product Information Document 72 KB
Britannia Rescue price comparison website policy wording 132 KB
Britannia Rescue price comparison website Insurance Product Information Document 73 KB
Find out more about how we use your personal information.

Compare our breakdown cover levels

Get a breakdown cover quote

What do I need to get a breakdown cover quote?

For a quicker quote, make sure you have all this to hand:

  • Driver details – personal details like your date of birth, address and contact details for you and any named drivers.
  • Vehicle details – information about your vehicle such as the make, model and registration.
  • Eligibility – we’ll need to know if you're a UK resident and legally entitled to drive. You should also make sure you don't already have breakdown cover elsewhere - (e.g. with your bank) so it's worth double-checking.

We want to help you find the right breakdown insurance at the best price. You may be able to find UK Breakdown cover cheaper elsewhere, but it might not provide everything you need. 

For added peace of mind, we don’t charge a fee if you need to cancel during your cooling-off period. This means you have 14 days from receiving your documents to change your mind.

Frequently asked questions

Personal cover for breakdown is an optional extra, so you can choose to add this when you set up your breakdown policy. This extra level of cover is great for people who travel in lots of different cars - like carpooling for work, for example.

By choosing personal cover, both you and your spouse/partner are protected as passengers or drivers in any privately owned vehicle in the UK. In the unfortunate event of a breakdown, our Britannia Rescue team will be there to make things right and get you where you need to go. 

Remember, you can't use personal cover while you are outside the UK!

Certain size and weight limits apply but, generally, we cover any motorised vehicle requiring motor insurance to be driven on public roads e.g. cars, motorbikes, motorcaravans, motorhomes and vans.

We don't cover vehicles used for hire and reward.

Yes, anyone driving the nominated vehicle will be covered for breakdown as long as they are insured to drive it and have your permission to drive the vehicle. To be covered in any other vehicle they'll need separate breakdown cover for that vehicle.

If you want to cover you and your spouse/partner in any other privately owned vehicle while in the UK then you can add personal cover to your policy.

Yes, we'll recover you to a local repairer. You'll have to cover any costs for the repair/replacement.

If you have UK & European Assist breakdown cover, your nominated vehicle is covered in the following countries in addition to the UK and Republic of Ireland:

Albania, Andorra, Austria, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Republic of North Macedonia, Malta, Moldova, Monaco, Montenegro, the Netherlands, Norway, Poland, Portugal, Romania, Russia (West of the Urals), San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey in Europe, Ukraine.

Breakdown cover you can trust


5 Star rated by Defaqto for our UK Recovery & Home Assist cover.
Find out more about Defaqto

5 Star rated by Defaqto for our UK & European Assist breakdown cover.
Britannia Rescue have been named  What Car? Best Breakdown Service Provider 2025

Help us find you with what3words

We’ll ask you to use the what3words app if you’ve broken down so we can find you easily and help you on your way - it doesn’t need mobile data or Wi-Fi to use it!

Why not download it and see how it works so you’re ready if you need us?

More about what3words

Already broken down?

Whether you’re already a customer or you need a one-off UK roadside recovery, we're here for you. Get assistance now by calling us on our 24-hour breakdown line or making a claim via our online form for flat tyres/batteries.
Report a breakdown

No cover?

  • If you need a one-off UK roadside recovery, we're here for you.
  • Get the same reliable service you'd get with our annual product, with access to over 4,000 breakdown professionals.
  • Get assistance now by calling us on our 24-hour breakdown line. For TextPhone first dial 18001. Calls may be recorded.
Call us on: 0330 678 7116